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premiummilesSBI Card · Visa
Air India SBI Signature Credit Card
Direct earn into Air India Maharaja Club (1 RP = 1 Maharaja Club point). 4 RP per ₹100 standard; 30 RP per ₹100 on Air India direct bookings. With Vistara now merged into Air India, Maharaja Club is the surviving domestic loyalty currency.
what it costs
| joining fee | ₹4,999 |
|---|---|
| annual fee | ₹4,999 |
| how to dodge the fee | — |
| forex markup | 3.5% + GST |
how you earn
every ₹100 you swipe earns you miles in Air India Maharaja Club.
| default | 2× / ₹100 |
|---|---|
| travel | 30× / ₹100 |
freebies
| welcome gift | 20,000 Air India Maharaja Club points on payment of joining fee |
|---|---|
| spend ₹3,00,000 | 10,000 bonus Air India Maharaja Club points |
| spend ₹5,00,000 | 20,000 bonus Air India Maharaja Club points (incremental) |
| spend ₹10,00,000 | 20,000 bonus Air India Maharaja Club points (incremental) |
where your points fly
move points to these airlines & hotels at the ratio shown (lower = better).
- Air India Maharaja Club1:1
extras
| domestic lounges | 8/year (max 2/quarter) |
|---|---|
| international lounges | — |
| who can apply | Salaried or self-employed; SBI Cards standard underwriting |
want it?
all numbers checked against the bank's page on 2026-05-28. apply links may carry an affiliate tag — see our disclosure.