points → miles · live ratios

where your points can fly.

pick your card, see every airline & hotel it transfers to. lower the ratio, better the deal. the best one per partner gets a 🔥 sticker.

19
airline programs
7
hotel programs
13
cards that transfer

Airlines (19)

PartnerCardRatioAlliance
🇨🇦Air Canada Aeroplan🔥 best
HDFC Bank Infinia Credit Card
HDFC Bank
2:1Star Alliance
🇫🇷Air France-KLM Flying Blue🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2SkyTeam
🇫🇷Air France-KLM Flying Blue
Axis Bank Horizon Credit Card
Axis Bank
1:1SkyTeam
🇫🇷Air France-KLM Flying Blue
HDFC Bank Diners Club Black Credit Card
HDFC Bank
1:1SkyTeam
🇫🇷Air France-KLM Flying Blue
HDFC Bank Infinia Credit Card
HDFC Bank
1:1SkyTeam
🇫🇷Air France-KLM Flying Blue
HSBC TravelOne Credit Card
HSBC India
1:1SkyTeam
🇫🇷Air France-KLM Flying Blue
American Express Platinum Travel Credit Card
American Express
2:1SkyTeam
🇫🇷Air France-KLM Flying Blue
HDFC Bank Regalia Credit Card
HDFC Bank
2:1SkyTeam
🇫🇷Air France-KLM Flying Blue
HDFC Bank Regalia Gold Credit Card
HDFC Bank
2:1SkyTeam
🇫🇷Air France-KLM Flying Blue
ICICI Bank Emeralde Credit Card
ICICI Bank
4:1SkyTeam
🇫🇷Air France-KLM Flying Blue
SBI Card AURUM
SBI Card
4:1SkyTeam
🇫🇷Air France-KLM Flying Blue
Axis Bank SELECT Credit Card
Axis Bank
10:1SkyTeam
🇮🇳Air India Maharaja Club🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2
🇮🇳Air India Maharaja Club
Air India SBI Signature Credit Card
SBI Card
1:1
🇮🇳Air India Maharaja Club
HSBC TravelOne Credit Card
HSBC India
1:1
🇲🇾AirAsia BIG Rewards🔥 best
HDFC Bank Infinia Credit Card
HDFC Bank
1:1
🇬🇧British Airways Executive Club🔥 best
HDFC Bank Diners Club Black Credit Card
HDFC Bank
1:1Oneworld
🇬🇧British Airways Executive Club🔥 best
HSBC TravelOne Credit Card
HSBC India
1:1Oneworld
🇬🇧British Airways Executive Club
American Express Platinum Travel Credit Card
American Express
2:1Oneworld
🇬🇧British Airways Executive Club
Axis Bank Atlas Credit Card
Axis Bank
2:1Oneworld
🇬🇧British Airways Executive Club
Axis Bank Horizon Credit Card
Axis Bank
2:1Oneworld
🇬🇧British Airways Executive Club
HDFC Bank Infinia Credit Card
HDFC Bank
2:1Oneworld
🇬🇧British Airways Executive Club
HDFC Bank Regalia Credit Card
HDFC Bank
2:1Oneworld
🇬🇧British Airways Executive Club
HDFC Bank Regalia Gold Credit Card
HDFC Bank
2:1Oneworld
🇭🇰Cathay Pacific Asia Miles🔥 best
American Express Platinum Travel Credit Card
American Express
2:1Oneworld
🇦🇪Emirates Skywards🔥 best
American Express Platinum Travel Credit Card
American Express
2:1
🇪🇹Ethiopian Airlines ShebaMiles🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2Star Alliance
🇦🇪Etihad Guest🔥 best
HDFC Bank Diners Club Black Credit Card
HDFC Bank
1:1
🇦🇪Etihad Guest🔥 best
HSBC TravelOne Credit Card
HSBC India
1:1
🇦🇪Etihad Guest
American Express Platinum Travel Credit Card
American Express
2:1
🇦🇪Etihad Guest
HDFC Bank Infinia Credit Card
HDFC Bank
2:1
🇦🇪Etihad Guest
SBI Card AURUM
SBI Card
4:1
🇫🇮Finnair Plus🔥 best
HDFC Bank Infinia Credit Card
HDFC Bank
1:1Oneworld
🇫🇮Finnair Plus
Axis Bank Atlas Credit Card
Axis Bank
2:1Oneworld
🇯🇵Japan Airlines Mileage Bank🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2Oneworld
🇶🇦Qatar Airways Privilege Club🔥 best
HDFC Bank Infinia Credit Card
HDFC Bank
1:1Oneworld
🇶🇦Qatar Airways Privilege Club
American Express Platinum Travel Credit Card
American Express
2:1Oneworld
🇶🇦Qatar Airways Privilege Club
HDFC Bank Regalia Gold Credit Card
HDFC Bank
2:1Oneworld
🇸🇬Singapore Airlines KrisFlyer🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2Star Alliance
🇸🇬Singapore Airlines KrisFlyer
Axis Bank Horizon Credit Card
Axis Bank
1:1Star Alliance
🇸🇬Singapore Airlines KrisFlyer
HDFC Bank Diners Club Black Credit Card
HDFC Bank
1:1Star Alliance
🇸🇬Singapore Airlines KrisFlyer
HDFC Bank Infinia Credit Card
HDFC Bank
1:1Star Alliance
🇸🇬Singapore Airlines KrisFlyer
HSBC TravelOne Credit Card
HSBC India
1:1Star Alliance
🇸🇬Singapore Airlines KrisFlyer
American Express Platinum Travel Credit Card
American Express
2:1Star Alliance
🇸🇬Singapore Airlines KrisFlyer
HDFC Bank Regalia Credit Card
HDFC Bank
2:1Star Alliance
🇸🇬Singapore Airlines KrisFlyer
HDFC Bank Regalia Gold Credit Card
HDFC Bank
2:1Star Alliance
🇸🇬Singapore Airlines KrisFlyer
ICICI Bank Emeralde Credit Card
ICICI Bank
4:1Star Alliance
🇸🇬Singapore Airlines KrisFlyer
SBI Card AURUM
SBI Card
4:1Star Alliance
🇸🇬Singapore Airlines KrisFlyer
Axis Bank SELECT Credit Card
Axis Bank
10:1Star Alliance
🇮🇳SpiceJet SpiceClub🔥 best
HDFC Bank Infinia Credit Card
HDFC Bank
1:1
🇹🇭Thai Airways Royal Orchid Plus🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2Star Alliance
🇹🇷Turkish Airlines Miles&Smiles🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2Star Alliance
🇹🇷Turkish Airlines Miles&Smiles
HDFC Bank Infinia Credit Card
HDFC Bank
2:1Star Alliance
🇺🇸United Airlines MileagePlus🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2Star Alliance
🇺🇸United Airlines MileagePlus
HDFC Bank Infinia Credit Card
HDFC Bank
2:1Star Alliance
🇻🇳Vietnam Airlines LotusMiles🔥 best
HDFC Bank Infinia Credit Card
HDFC Bank
1:1SkyTeam
🇻🇳Vietnam Airlines LotusMiles
Axis Bank Atlas Credit Card
Axis Bank
2:1SkyTeam
🇬🇧Virgin Atlantic Flying Club🔥 best
American Express Platinum Travel Credit Card
American Express
2:1SkyTeam

Hotels (7)

PartnerCardRatio
🇫🇷Accor Live Limitless🔥 best
HSBC TravelOne Credit Card
HSBC India
1:1
🇫🇷Accor Live Limitless
HDFC Bank Diners Club Black Credit Card
HDFC Bank
2:1
🇫🇷Accor Live Limitless
HDFC Bank Infinia Credit Card
HDFC Bank
2:1
🇫🇷Accor Live Limitless
HDFC Bank Regalia Gold Credit Card
HDFC Bank
2:1
🇮🇳Club ITC🔥 best
HDFC Bank Infinia Credit Card
HDFC Bank
2:1
🇺🇸Hilton Honors🔥 best
American Express Platinum Travel Credit Card
American Express
1:1
🇬🇧IHG One Rewards🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2
🇬🇧IHG One Rewards
HDFC Bank Infinia Credit Card
HDFC Bank
1:1
🇬🇧IHG One Rewards
HSBC TravelOne Credit Card
HSBC India
1:1
🇮🇳ITC Green Points🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2
🇮🇳ITC Green Points
Axis Bank Horizon Credit Card
Axis Bank
1:1
🇺🇸Marriott Bonvoy🔥 best
American Express Platinum Travel Credit Card
American Express
1:1
🇺🇸Marriott Bonvoy🔥 best
Axis Bank Horizon Credit Card
Axis Bank
1:1
🇺🇸Marriott Bonvoy🔥 best
HSBC TravelOne Credit Card
HSBC India
1:1
🇺🇸Marriott Bonvoy🔥 best
Marriott Bonvoy HDFC Bank Credit Card
HDFC Bank
1:1
🇺🇸Marriott Bonvoy
HDFC Bank Infinia Credit Card
HDFC Bank
2:1
🇺🇸Marriott Bonvoy
HDFC Bank Regalia Gold Credit Card
HDFC Bank
2:1
🇺🇸Marriott Bonvoy
Axis Bank SELECT Credit Card
Axis Bank
10:1
🇺🇸Wyndham Rewards🔥 best
Axis Bank Atlas Credit Card
Axis Bank
1:2
🇺🇸Wyndham Rewards
HDFC Bank Infinia Credit Card
HDFC Bank
1:1

ratios are written as source : partner — e.g. 2:1means 2 of your card points = 1 partner mile. alliance tags & devaluations are added as we verify them on each program's page.