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premiummilesAxis Bank · Visa
Axis Bank Atlas Credit Card
Transfer ratios verified against the official Axis EDGE Miles conversion table: 1 EDGE Mile = 2 partner miles for most airlines/hotels; British Airways, Finnair, and Vietnam Airlines convert at 2 EDGE = 1 partner mile. Exclusions: gold/jewellery, rent, wallet loads, government, insurance, fuel, utilities — these do not earn miles.
what it costs
| joining fee | ₹5,000 |
|---|---|
| annual fee | ₹5,000 |
| how to dodge the fee | no fee waiver — the ₹5,000 annual fee is charged every year |
| forex markup | 3.5% |
how you earn
every ₹100 you swipe earns you miles in EDGE Miles.
| default | 2× / ₹100 |
|---|---|
| travel | 5× / ₹100 |
freebies
| welcome gift | 2,500 EDGE Miles on first transaction within 30 days |
|---|
where your points fly
move points to these airlines & hotels at the ratio shown (lower = better).
- Air India Maharaja Club1:2
- Singapore Airlines KrisFlyer1:2
- Air France-KLM Flying Blue1:2
- Japan Airlines Mileage Bank1:2
- Turkish Airlines Miles&Smiles1:2
- United Airlines MileagePlus1:2
- Thai Airways Royal Orchid Plus1:2
- Ethiopian Airlines ShebaMiles1:2
- IHG One Rewards1:2
- ITC Green Points1:2
- Wyndham Rewards1:2
- British Airways Executive Club2:1
- Finnair Plus2:1
- Vietnam Airlines LotusMiles2:1
extras
| domestic lounges | 8/year (Visa Signature) |
|---|---|
| international lounges | 12/year (Priority Pass, Silver tier) |
| fuel surcharge | 1% surcharge waiver on ₹400–₹4,000 transactions (max ₹400/month) |
| who can apply | Salaried or self-employed; income criteria as published by Axis Bank |
want it?
all numbers checked against the bank's page on 2026-05-29. apply links may carry an affiliate tag — see our disclosure.