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premiummilesAxis Bank · Visa
Axis Bank Horizon Credit Card
Newer Axis offering positioned as the post-Atlas-devaluation alternative. Mostly 1:1 transfers (1 EDGE Mile = 1 partner mile); British Airways converts at 2:1. Travel earn 5X on direct airline/hotel sites + Travel EDGE portal.
what it costs
| joining fee | ₹3,000 |
|---|---|
| annual fee | ₹3,000 |
| how to dodge the fee | Annual fee waived on ₹5,00,000 spend in the preceding anniversary year |
| forex markup | 3.5% + GST |
how you earn
every ₹100 you swipe earns you miles in EDGE Miles (Horizon variant).
| default | 1.25× / ₹100 |
|---|---|
| travel | 5× / ₹100 |
freebies
| welcome gift | 3,000 EDGE Miles on payment of joining fee |
|---|
where your points fly
move points to these airlines & hotels at the ratio shown (lower = better).
- Singapore Airlines KrisFlyer1:1
- Air France-KLM Flying Blue1:1
- British Airways Executive Club2:1
- Marriott Bonvoy1:1
- ITC Green Points1:1
extras
| domestic lounges | 8/year (max 2/quarter) |
|---|---|
| international lounges | 8/year via Priority Pass |
| who can apply | Salaried or self-employed; refer to Axis underwriting |
want it?
all numbers checked against the bank's page on 2026-05-29. apply links may carry an affiliate tag — see our disclosure.