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premiumpointsAxis Bank · Visa
Axis Bank SELECT Credit Card
Base 10 EDGE Points per ₹200 (~2%). 5X on BigBasket (up to ₹300/mo voucher cap). EDGE Points convert to airline/hotel partners at 10:1 per the official Axis EDGE Rewards conversion table.
what it costs
| joining fee | ₹3,000 |
|---|---|
| annual fee | ₹3,000 |
| how to dodge the fee | Annual fee waived on ₹6,00,000 spend in the preceding anniversary year |
| forex markup | 3.5% + GST |
how you earn
every ₹100 you swipe earns you points in EDGE Reward Points.
| default | 2× / ₹100 |
|---|---|
| groceries | 10× / ₹100 |
freebies
| welcome gift | Amazon Voucher worth ₹2,000 on first transaction within 30 days of card issuance |
|---|---|
| spend ₹3,00,000 | 2,500 EDGE Reward Points |
| spend ₹6,00,000 | 5,000 EDGE Reward Points (incremental) |
where your points fly
move points to these airlines & hotels at the ratio shown (lower = better).
- Singapore Airlines KrisFlyer10:1
- Air France-KLM Flying Blue10:1
- Marriott Bonvoy10:1
extras
| domestic lounges | 8/year (max 2/quarter, spend-based condition applies) |
|---|---|
| international lounges | 6/year via Priority Pass |
| who can apply | Salaried or self-employed with stable income; refer to Axis underwriting |
want it?
all numbers checked against the bank's page on 2026-05-28. apply links may carry an affiliate tag — see our disclosure.