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super-premiumpointsHDFC Bank · Diners
HDFC Bank Diners Club Black Credit Card
Base earn 5 RP per ₹150 (3.33%). 2X on weekend dining. 5X–10X via SmartBuy on flights/hotels (capped monthly). Diners network — confirm acceptance at your usual merchants before applying.
what it costs
| joining fee | ₹10,000 |
|---|---|
| annual fee | ₹10,000 |
| how to dodge the fee | Annual fee waived on ₹5,00,000 spend in the preceding anniversary year |
| forex markup | 2.0% + GST |
how you earn
every ₹100 you swipe earns you points in Diners Club Reward Points.
| default | 3.33× / ₹100 |
|---|---|
| travel | 33.3× / ₹100 |
| dining | 6.66× / ₹100 |
freebies
| welcome gift | Complimentary annual memberships of Club Marriott, Times Prime, Amazon Prime, and MMT BLACK on completing ₹8 Lakh spend in the year |
|---|---|
| spend ₹80,000 | ₹500 brand voucher (monthly trigger at ₹80,000 monthly spend) |
where your points fly
move points to these airlines & hotels at the ratio shown (lower = better).
- Singapore Airlines KrisFlyer1:1
- Air France-KLM Flying Blue1:1
- British Airways Executive Club1:1
- Etihad Guest1:1
- Accor Live Limitless2:1
extras
| domestic lounges | Unlimited (primary + add-on) |
|---|---|
| international lounges | Unlimited (primary + add-on) |
| who can apply | Invite-led / income-led — typically gross income ₹17.5L+ p.a. for salaried; verify with bank |
want it?
all numbers checked against the bank's page on 2026-05-28. apply links may carry an affiliate tag — see our disclosure.