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premiumpointsHDFC Bank · Diners
Marriott Bonvoy HDFC Bank Credit Card
Direct earn into Marriott Bonvoy (no bank-points layer). 8 Bonvoy points per ₹150 at Marriott properties, 4 per ₹150 on dining/groceries, 2 per ₹150 elsewhere. Free Night Awards capped at 15,000 Bonvoy points redemption value.
what it costs
| joining fee | ₹3,000 |
|---|---|
| annual fee | ₹3,000 |
| how to dodge the fee | Annual fee waived on ₹3,00,000 spend in the preceding anniversary year |
| forex markup | 3.5% + GST |
how you earn
every ₹100 you swipe earns you points in Marriott Bonvoy.
| default | 1.33× / ₹100 |
|---|---|
| travel | 5.33× / ₹100 |
| dining | 2.66× / ₹100 |
| groceries | 2.66× / ₹100 |
freebies
| welcome gift | 1 Free Night Award (valid at any Marriott property worldwide, up to 15,000 Bonvoy points redemption value) |
|---|---|
| spend ₹6,00,000 | 1 Free Night Award (up to 15,000 Bonvoy points value) |
| spend ₹9,00,000 | 1 Free Night Award (incremental, up to 15,000 Bonvoy points value) |
| spend ₹15,00,000 | 1 Free Night Award (incremental, up to 15,000 Bonvoy points value) |
where your points fly
move points to these airlines & hotels at the ratio shown (lower = better).
- Marriott Bonvoy1:1
extras
| domestic lounges | 12/year (max 3/quarter) |
|---|---|
| international lounges | 12/year via Priority Pass |
| who can apply | Salaried or self-employed; HDFC standard underwriting |
want it?
all numbers checked against the bank's page on 2026-05-28. apply links may carry an affiliate tag — see our disclosure.