all cards
super-premiumpointsSBI Card · Visa
SBI Card AURUM
4 AURUM Points per ₹100 (1 point = ₹0.25). Up to 4X on flight bookings. Vistara transfer removed — Vistara merged into Air India (Nov 2024), Club Vistara is being wound down.
what it costs
| joining fee | ₹9,999 |
|---|---|
| annual fee | ₹9,999 |
| how to dodge the fee | Annual fee waived on ₹12,00,000 spend in the preceding anniversary year |
| forex markup | 1.99% + GST |
how you earn
every ₹100 you swipe earns you points in AURUM Reward Points.
| default | 1.33× / ₹100 |
|---|---|
| travel | 5.33× / ₹100 |
freebies
| welcome gift | 40,000 AURUM Reward Points on registration payment |
|---|---|
| spend ₹5,00,000 | ₹5,000 Tata CLiQ Luxury voucher |
| spend ₹10,00,000 | ₹10,000 Taj Experiences voucher (incremental) |
| spend ₹20,00,000 | ₹30,000 Apple voucher (incremental) |
where your points fly
move points to these airlines & hotels at the ratio shown (lower = better).
- Singapore Airlines KrisFlyer4:1
- Air France-KLM Flying Blue4:1
- Etihad Guest4:1
extras
| domestic lounges | 16/year (4/quarter) |
|---|---|
| international lounges | Unlimited via DreamFolks |
| who can apply | Invite-only / by-application; verify with SBI Cards |
want it?
all numbers checked against the bank's page on 2026-05-28. apply links may carry an affiliate tag — see our disclosure.